Are you looking for a budget that finally matches your bank account and your goals? If your biggest frustration is simply getting the numbers right, the option is for you!
The Debt Free Mom Custom Budget Essentials Package provides you with a one-time service for seeing what it looks like for your budget to be set up according to your pay period schedule (no matter what that is or how many income streams you have!) instead of by month. The entire Custom Budget process happens over email.
This service does not focus on teaching you how to put the budget into practice. Instead, a Custom Budget gives you a crystal clear picture into where your money has been going, what's causing you to feel like you live paycheck to paycheck, and a suggested plan so that your budget matches your goals!
You can choose to make the custom budget your daily method for tracking your money - or you can use this service for the one time insight and outside perspective on how to achieve your goals!
We'll gather all your real numbers, your frustrations, and your goals into a plan for your next 8-12 weeks worth of pay periods: no matter how many income streams you have.
Here's What You're Getting
- 2 versions of your budget for the next 8-12 weeks:
- An Original Budget showing how your money will play out if you don't change anything, and
- A Suggested Budget showing what can happen with your money with a few changes, like: decreased spending, focusing extra income on one goal instead of a bunch, and avoiding a deficit where you spend more than you make, adding personal spending cash, etc.
- Three basic budget goals that fit your situation.
Plus...
- If you have multiple debts: a suggested order for paying them off one at a time that will balance your debt payoff timeline with any interest rates or high payments. For example, if you have a debt with a low interest rate but very high monthly payment, we may suggest paying that off earlier in the order of debts in order to free up all that cash in your monthly budget! Or if you have a 0% interest debt we'll recommend paying that off after your high interest debts.
- If you currently spend more than you make: an example of what kind of changes are needed to close that deficit. First trying to close the deficit by reducing expenses, but if that doesn't seem feasible we will give you an exact amount we recommend for increased income in order to close the deficit and have money for your goals.
After purchasing, you'll choose a date and time you'd like to submit your Finance Snapshot worksheet with details about your income, pay schedule, and expenses. Your Custom Budget will be uploaded to your debtfreemom.co portal by 5pm CT of the Friday following the date you booked.
In addition to your brand new pay period budget and goals, you will also get these free bonuses included:
- The Debt Free Mom Budget Template + Mini Course ($9 value) - a quick start guide to using the pay period budget, and
- The DFM Tracking Templates Bundle ($15 value) which includes 3 supplemental personal finance templates that can be added to your pay period budget for more in depth tracking
That's $24 in extra value for free when you purchase today!
Custom Budget Terms and Conditions:
There are no refunds on custom budgets.
Clients may schedule and reschedule their custom budget anytime within 3 months of purchase. For example, if you purchase on September 21st, you may decide not to book an October spot and instead book in November or December. Once December 21st has past, you will have to purchase again in order to book a spot if you haven't done so already.
Essential Custom Budgets ("Show Me the Numbers") take place entirely via email - no zoom calls or appointments.
Choose a Different Custom Budget Package: