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14. Here's What You Can Do If You Spend More Than You Make

All this budgeting talk sounds great, but what if you're currently spending more than you make? You might be counting yourself out of this budgeting conversation because you know that each month your credit card debt is growing or your savings is shrinking, or both. This is for all the people who are consistently spending more than they make - you are not the only one!

This might not be something people are willing to say online or share with those closest to them, but I want you to know that you are not the only one spending more than you make. There are things we can do to correct it. 

Start your own pay period budget today! Visit to download the free budget template or purchase the $9 Mini Course to get the template along with some helpful explainer videos.