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The Debt Free Mom Podcast

The Debt Free Mom Podcast

Hosted by: Carly Hill

On the Debt Free Mom Podcast, we answer the everyday questions that keep you from experiencing progress and contentment in your home finances. Host Carly Hill (aka Debt Free Mom) sits down with a guest and dives into...

Episodes

21. How Pay Period Budgets Make the Most of Your Paycheck (from Instagram Live)

This is a special bonus episode of the Debt Free Mom Podcast. This episode is from a recording of an Instagram live sharing with my audience why a monthly budget might fall apart even when it looks right on paper. I...
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20. My Money Story with Carly - Part 2

How do you pivot your relationship with money when you had one singular goal, you finally accomplished it, and you realize you haven't at all prepared for what life on the other side of that goal might look like?...
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19. My Money Story with Carly - Part 1

I started Debt Free Mom in March of 2019. We were debt-free, we had three kids, and we were about to buy our first house. But we had also been married for over seven years, and the way our finances looked over those...
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18. When to Pause Big Goals and Save with Jenny

How do we sort through our money goals? When we have big deadlines, like a baby due date, a car that won't fit the whole family, and then just a general desire to be investing more today? Jenny and I talked through a...
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17. Patching the Holes in Your Sinking Funds with Lacey

Lacey is a full-time accountant who has been married for nine years and they have floated in and out of being debt free, most recently a move in 2021, putting them back into debt. She lives and breathes numbers and...
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16. Starting a Budget When You're Overwhelmed with Anna

Anytime I do an audience poll about why budgeting is so hard, the number one word that comes up is "overwhelming." It's overwhelming to try and start. It's overwhelming to be in the middle of a budget and have...
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15. Taking Over the Family Finances for the First Time with Cortney

Some of us have always been in the role of managing our family's finances, but other times a transition in job or relationship or family structure can land you in this role for the first time in your adult life....
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14. Here's What You Can Do If You Spend More Than You Make

All this budgeting talk sounds great, but what if you're currently spending more than you make? You might be counting yourself out of this budgeting conversation because you know that each month your credit card debt...
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13. An Imperfect Plan for Using Your Next Raise with Hayleah

Congratulations, you got a raise! Now, what are you going to do with it? Without a plan, these hard-earned dollars can disappear quickly making it feel like you never got a raise in the first place. Hayleah is...
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12. Short Term Budgeting is Ruining Your Progress

How long in advance do you plan out your money? When you sit down to make a budget, are you still making a once a month budget? In this video, I'll share about not only budgeting by pay period, but budgeting by pay...
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11. Starting a Pay Period Budget When Money is Tight with Kate

Chasing after your next money goal can be so exciting and energizing, especially when you're starting to see progress. But when things start to get a little difficult, it can derail all the momentum you've built. Kate...
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10. Pay Period Budgeting with Multiple Income Streams

Oftentimes when I talk about budgeting by pay period, people count themselves out from budgeting by pay period simply because their household has more than one income stream. I'm here to tell you that it's even more...
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